DEPOSITS
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REGULAR SHARES To become a member of United Community Credit Union, you must deposit at least $25.00 to a regular share (savings) account. This is similar to traditional passbook savings. Dividends are credited monthly on your average daily balance. There are no monthly maintenance fees. SHARE DRAFTS (CHECKING) UCCU offers an attractive checking option offering many benefits:
To reorder drafts online, click here HI-YIELD SHARES Earn higher dividends on a UCCU Hi-yield share account. No deposit and withdrawal restrictions, simply maintain a minimum of $500 and you will earn monthly dividends at above market rates. CLUBS UCCU offers a flexible Christmas Club option with annual dividends paid on September 30. Christmas Clubs can be opened between October and December and early withdrawals are not allowed unless you choose to close it out. If you are interested in establishing savings for purposes such as vacation, taxes, college, etc., you can have us set you up with any number of additional club accounts you want. We will pay you monthly dividends on these accounts as well. There are no deposit and withdrawal restrictions on these "all purpose" clubs. TERM SHARECERTIFICATES If maximum return is your goal, choose a UCCU Term Share Certificate. You may choose from 6, 12, 18, 24 ,36, 48, and 60 month terms with a minimum of $2,500 required. Monthly dividends can be paid back into the CD, sent to you by check or transferred to your share account. Compare our RATES and we think you will find us to be very competitive. IRAs UCCU offers Traditional, Roth and Educational IRAs. There are no maintenance fees and dividends are credited monthly. Our IRAs are set up as basic share accounts with very generous rates. |
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NO monthly service charge
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